If you own Premium Bonds or are just curious to see who won the top £1 million prize, look no further.

National Savings and Investment (NS&I) has announced the 2024 July winners.

Only two lucky winners get to claim the top million-pound prize with the first claimed by a winner from Hertfordshire with the bond number 286HQ028274.

The owner's winning bond was valued at £13,500 and was purchased in November 2016 with an overall holding of £50,000.

The second Premium Bond winner to claim £1 million is from Cumbria with bond number 474HX772350.

The winner has an overall holding of £50,000 with a winning bond worth £50,000 purchased in October 2021.

Amount of Premium Bond prizes in July

Every month only two winners take home £1 million but plenty of other prizes are available, with 71 people winning the second prize of £100,000 and 141 claiming £50,000.

You can check the July big winners via the NS&I website here.

  • £1million - 2
  • £100,000 - 71
  • £50,000 - 141
  • £25,000 - 284
  • £10,000 - 590
  • £5,000 - 1,177
  • £1,000 - 12,573
  • £500 - 37,719
  • £100 - 1,280,509
  • £50 - 1,280,509
  • £25 - 2,376,161

The Oldham Times: Have you won a cash prize in this month's Premium Bond draw?Have you won a cash prize in this month's Premium Bond draw? (Image: Getty)

How to check if you have won on Premium Bonds

You can check your account via the NS&I website.

Prize draws are conducted every month and see prizes up to £1,000,000 given away.

To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder's information and head over to the prize checker.

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You will need your holder’s number which you can find on your bond record, or in the app.

You can also use your NS&I number which you should be able to find on any communication about your bonds.

Premium Bonds are the UK's biggest savings product, with more than 24 million people saving over £122 billion in them, according to Money Saving Expert.